What Property Can You Keep

HOMESTEAD EXEMPTIONS:
Real property or mobile home to $5,000; property cannot exceed 160 acres (husband and wife may double) (Alabama Exemption Code) 6-10-2
Must record homestead declaration before attempted sale of home (Alabama Exemption Code) 6-10-20
PERSONAL PROPERTY EXEMPTIONS:
Books (Alabama Exemption Code) 6-10-6
Burial Plots (Alabama Exemption Code) 6-10-5
Church pew (Alabama Exemption Code) 6-10-5
Clothing needed (Alabama Exemption Code) 6-10-6
Family portraits or pictures (Alabama Exemption Code) 6-10-6
INSURANCE EXEMPTIONS:
Annuity proceeds or avails to $250 per month (Alabama Exemption Code) 27-14-32
Disability proceeds or avails to an average of $250 per month (Alabama Exemption Code) 27-14-31
Fraternal benefit society benefits (Alabama Exemption Code) 27-34-27
Life insurance proceeds or avails if beneficiary is insured’s spouse or child (Alabama Exemption Code) 6-10-8
Life insurance proceeds or avails if beneficiary is wife of insured (Alabama Exemption Code) 27-14-29
Life insurance proceeds or avails is clause prohibits proceeds from being used to pay beneficiary’s creditors (Alabama Exemption Code) 27-15-26
Mutual aid association benefits (Alabama Exemption Code) 27-30-25
PENSION EXEMPTIONS:
Judges (only payments being received) (Alabama Exemption Code) 12-18-10 (a), (b)
Law enforcement officers (Alabama Exemption Code) 36-21-77
State employees (Alabama Exemption Code) 36-27-28
Teachers (Alabama Exemption Code) 16-25-33
PUBLIC BENEFIT EXEMPTIONS:
Aid to blind, aged, disabled, AFDC (Alabama Exemption Code) 38-4-8
Coal miner’s pneumoconiosis benefits (Alabama Exemption Code) 25-5-179
Crime victim’s compensation (Alabama Exemption Code) 15-23-15(e)
Southeast Asian War POW’s benefits (Alabama Exemption Code) 31-7-2
Unemployment compensation (Alabama Exemption Code) 24-4-140
Workers’ compensation (Alabama Exemption Code) 25-5-86(b)
MISCELLANEOUS EXEMPTIONS:
Property of business partnership (Alabama Exemption Code) 10-8-72 (b)(3)
TOOLS OF THE TRADE EXEMPTIONS:
Arms, uniforms, equipment that state military personnel are required to keep (Alabama Exemption Code) 31-2-78
WAGES EXEMPTIONS:
75% of earned but unpaid wages; bankruptcy judge may authorize more for low-income debtors (Alabama Exemption Code) 6-10-7
WILD CARD EXEMPTION:
$3,000 of any personal property, except life insurance (In re Morris, 30 B.R. 392 (N.D. Ala. 1983) (Alabama Exemption Code) 6-10-6